ProcessMIX is an original platform that provides the most diverse technical support. It is ideal for automating any enterprise, it is a great chance to fully automate the business, make it affordable, increase the profit of any business project. The credit decision platform is ideal for both banks and any organizations that issue loans for the consumer segment, for small and medium-sized businesses, and for corporations.
Features of the software for a credit institution
The risk management system provides business users with the opportunity to automate decision-making. Solutions can be developed immediately when it is formed, and then no human intervention is required. The program will be able to provide personalized offers that will be based on the presentation of suitable offers to customers. This is a great opportunity to maximize revenue, provide excellent automation to your company. Many credit organizations use such solutions in order to provide continuous and high-quality customer service, among them:
- banks;
- microfinance organizations;
- lenders.
Thanks to automatization, a number of works that a whole department of employees had to perform are excluded.
The program will do everything on its own, will provide an excellent result. The program provides necessarily strict eligibility rules for products by region, reliability, and accessibility for applicants are evaluated, the level of verification and decision-making is calculated, various recommendations are made, and the credit committee is involved. Decision-making mechanisms can be used for online decisions. The rules and models for combating fraud are also presented separately.
The program also includes various evaluation maps of any complexity, that is, each in the offer necessarily has an unlimited number of tables, there is support for the MML model, import of any models that are supported by standards. The integration with third-party resources is impressive, so it becomes possible to integrate data from the credit bureau, tax authorities, it is also possible to create a single credit history report based on other reports from various bureaus.
The main parameters of the program
Pricing based on the behavior of special events is considered separately. Powerful verification, testing, and scenario analysis are also necessarily taken into account. In general, the platform is indispensable for those enterprises that are engaged in issuing loans, it guarantees full automation of the process, only one person is engaged in this program, and not the IT department as a whole. IT team support is not required to work with this program.
Thus, any user gets powerful capabilities, calculations, and extensions of testing functions. Business users can configure various elements for making credit decisions. Thus, by contacting the company, you get an excellent idea in order to make the work of a credit institution more efficient. Special attention should be paid to products that provide instant credit decision-making, as well as a special chat for generating potential customers.
The risk management team can independently configure the calculation models. The IT department is responsible only for the administration of the server itself, this is a great opportunity for many owners of credit companies to significantly increase the efficiency of their activities, facilitate the work of employees, and provide continuous quality service to each client. The software today allows credit organizations to work without difficulty and make a significant profit, many choose this option in order to make the work of the enterprise profitable, while fully automated.
